Multi-family office · Cayman · United States
A family office for the family, not just the portfolio.
Wealth management looks after investments. Avestix Wealth looks after the whole family enterprise: planning, structure, governance, operations and the generation that comes next.
Families come to us when something changes.
Who we serveCustomer scenarios
These scenarios are illustrative and do not describe real clients.
ScenarioSelling the family businessA buyer has made an offer. Closing is six months away.
- The situation
- A founder receives an offer for the company she built over twenty years. Her shares sit in her own name, two children work in the business, and the family lives in two countries.
- What we would do
- Before signing, we coordinate tax advisers in both countries, review whether shares should move into a holding or trust structure, and build a liquidity plan for the proceeds and any earn-out.
- Where it leaves the family
- The sale closes into structures chosen in advance, with a plan for the proceeds rather than a cash balance waiting for decisions.
ScenarioThe next generation joins the family councilFour cousins, three countries, and no shared view of the family's finances.
- The situation
- A second-generation family wants its four adult grandchildren to take part in decisions. None of them has seen the family's numbers, and the existing charter was written for two siblings.
- What we would do
- We run financial education sessions at each grandchild's level, help the family revise its charter and council rules, and give the council one consolidated report to work from.
- Where it leaves the family
- The grandchildren join the council knowing what the family owns, how decisions are made and where they fit.
ScenarioA covenant breach at a family holdingThe lender has called a meeting for next week.
- The situation
- A family-owned property company breaches a loan covenant after a tenant fails. The family has personal guarantees in place and no single view of its exposure.
- What we would do
- In the first weeks we map every loan, guarantee and cash source, build a thirteen-week cash forecast, and go into the lender meeting with the family's lawyers and a credible plan.
- Where it leaves the family
- The family negotiates from a position of knowledge, protects what it can, and puts reporting in place so the next problem is seen early.
ScenarioAn urgent payment request from the principalA video call, a familiar face and a deal that must close today.
- The situation
- The family office receives a video call from what appears to be the principal, travelling abroad, asking for an urgent transfer to close a deal. The voice and face are convincing.
- What we would do
- With dual sign-off, no single person could release the payment. The second approver calls the principal on a known number, never one given in the request, and the call does not match.
- Where it leaves the family
- No money moves. The attempt is reported, the family's public footprint is reviewed, and staff are briefed on what to look for.
Our services
Everything a family enterprise needs, coordinated as one plan.
Signature serviceCFO Services
A Chartered Accountant-led, AI-enabled finance function, part-time, for less than the cost of one senior hire.
Signature serviceInvestment Advisory
An outsourced Chief Investment Officer for the whole balance sheet.
8 servicesPlanning and structuring
Pre-transaction planning, cross-border tax, estate and trust structures, and liquidity events.
4 servicesFamily and succession
Governance, education and philanthropy that prepare the rising generation to lead.
SpecialistDistressed and turnaround
Restructuring, liquidity and recovery plans for family businesses and holdings under stress.
3 servicesProtection and lifestyle
Cybersecurity for family members and homes, private aviation and travel, and lifestyle support.
AI, used safely
Designed so AI prepares the work and a named person signs it off.
Every engagement is designed around five AI controls: read-only first, named human review, approval thresholds, dual sign-off on payments and full audit logs.
Read-only first
AI will see only the data it needs, and change nothing.
Named human review
A named person will check every output before it is used.
Approval thresholds
Limits your family sets will decide who must approve what.
Dual sign-off on payments
No payment will leave without two people approving it.
Full audit logs
Every AI-assisted step will be recorded and open to review.
Founder-led
Built by someone who has run a family office, not just advised one.
Founder Susan Lindeque, a Chartered Accountant for 25 years, spent more than 15 years as a Director and Chief Financial Officer of international companies alongside her 25 years as matriarch of a single family office that is now in its third generation. Over 41 years across three continents, she has founded five companies and exited all five.
Our community
Avestix Frontier
A private society and a global community of family principals, founders and next-generation leaders, with AI working sessions, European river voyages and the Flagship Retreat at Kimpton Seafire, Grand Cayman, 20 to 23 May 2027.
Begin the conversation
Request a confidential introduction with our founder.
Tell us about your family's priorities. Every conversation is private and carries no obligation.
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